My name is Kalen and I write short, simple articles on money and productivity. I’m a finance nerd and a productivity junkie. I’ve been told I defy millennial laws by being happily married, having four children and no debt. If you’re ready to take control of your money, become insanely productive and create positive habits, you’re in the right place.
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Multitasking was once viewed as a coveted skill. Like computers, humans were expected to be able to perform five tasks at once without slowing down. Phone calls, emails, filing, etc, etc. The more we do at once, the faster we can be at completing those tasks.
That dream of a perfect multi-tasker was short lived. Studies came out suggesting multitasking was the bane of productivity, and evidence proved that cognitive ability – also known as IQ – lowered significantly when employees overburdened themselves with too much work at once. Our electronic-heavy offices were also contributing to the lack of productivity among workers. As a 2009 study with Stanford University found out, workers that “are regularly bombarded with several streams of electronic information do not pay attention” and are less likely to recall that information soon after.
So began the demonization of multitasking; but it should not be discredited so thoroughly.
Whether it’s the local pharmacy, ordered in bulk, or through the mail, the fact is you have a lot of options for where to get your razors these days. The answer to your shaving prayers however, may just have been hidden in plain sight all along.
It is a remarkably brief period of time between graduation and mid-life crisis. Your first duty is to get a job, then another job, then the one you will have for the next phase of your life. Along the way, you collect a family, one health scare, and some manageable debt.
The first grandkids and the first grey hairs show up suspiciously close together, along with the first sign that the aforementioned debt is not quite as manageable as you thought.
That is when you start coming to grips with a few hard realities: You’re forty something. Your knees hurt for no good reason. Print is starting to get smaller. You have advanced about as far in your career as you are likely to get. Your marriage doesn’t seem to be getting better or worse.
Financial investing follows several straightforward principles to ensure your investments increase in value.
To put it simply: you make sure you understand what you invest in, you don’t put all your eggs in one basket and you never risk more than you can afford to lose.
However, the world of investing is a little bit more complicated than that and it is easy to make mistakes when you first start out.
In this post, you will be introduced to five common investment mistakes and how to avoid them.
Saving your first $1000 emergency fund can be difficult.
You may be in debt, and barely making ends meet, and then you start a plan like Dave Ramsey’s “Baby Steps,” and the first step is to save $1000.
You’re thinking “I can’t even pay my water bill, how am I supposed to save $1000?”
Well, I’m not going to say these ways are easy, but they are effective, and if you’re willing to put in the work, you can get $1000 saved very quickly, Anyone can.
Technology can open up many opportunities in today’s world, but it still requires us to make a commitment to what we want from life.
In my case, I used technology to work remotely and travel. While the internet is a great means to do that, it was ultimately up to me to ensure the work got done, even though I felt like I was on holiday.