Recent Money

How to Actually Get Your Student Loans Forgiven

Student loan forgiveness has been a hot headline over the last year. The ever increasing mass of student loan debt continues to weigh on the hearts and minds of our college graduates. Today, 7 in 10 college seniors are graduating with student loan debt! While student loans are a necessary tool for some students, they should be used carefully by borrowers.

You may have seen the late night television ads preaching the benefits of student loan forgiveness. Despite what these television ads say, not everyone is eligible for student loan forgiveness. These ads are often being run by unethical telemarketers looking to take advantage of uneducated student loan borrowers. To qualify for student loan forgiveness you must meet certain eligibility requirements for federal programs. Don’t find yourself victim to a student loan forgiveness scams.

The following U.S. Department of Education programs can actually forgive your student loan debt:

read more

10 Financial Lessons Warren Buffett Can Teach Us [Infographic]

Warren Buffett is constantly in competition for the richest person in the world #1 spot.

And he is self made. That’s probably my favorite thing about him. He made his money through investing just like almost everyone else.

The difference is that he is really good at it. Which is why Berkshire Hathaway usually maintains about a 19% annual return. If you don’t own any shares, you should consider it, but you’ll probably want to go for their BRK-B stock since BRK-A trades for well over $200,000/share.

Before we check out the 10 lessons in the graphic, there are a few things that stand out…

read more

5 Tricks For Managing Your Credit Score

In the modern age, getting rid of debt has various implications. There’s the simple idea of lowering bills, living a debt-free lifestyle or simply putting yourself in a position to save money. But there is also the on-going concern of keeping your credit score intact.

We live in a loan-oriented society and, for most of us, borrowing is critical. We need a car or can do better financially if we buy a home instead of rent sometimes. We want to start a business or pay for tuition to live better lives. These are not frivolous moments. A credit score is critical at important junctions in our lives.

You need some basic understanding of money to understand loans, but in the modern era it also pays to know a few tricks to helping your credit score that go beyond simply, “don’t make late payments, ever.” That’s obvious. But here are some less obvious methods of keeping credit scores healthy…

read more

The Single Man’s Finances [Infographic]

I found a really interesting infographic about entrepreneurship, but it seemed sexist, so I posted an infographic about the single man’s finances. Because that makes sense.

In all seriousness, I don’t find this one to be sexist. It’s an interesting comparison between men and women’s spending habits.

Over half the adults in the United States are married, but what about the other half?

This is a look into the finances of the single man. It’s also a look into the finances of the single woman. As much as people think women are known to be shoppers (you discriminators, you!), it turns out that men actually spend more than women on almost everything.

You’ll see what I mean below…

read more

Is Robert Kiyosaki a Fraud? Examining the Evidence

Rich Dad, Poor Dad was one of the first books I ever read on finances.

I figured out about the book through a network marketing business I was involved with, though that didn’t really end well.

I enjoyed the book. I felt like it changed my mindset – mostly the way I thought about money and college, but a few years later, I started to notice that Robert had his fair share of naysayers. Most successful people do, so I didn’t think much of it, but then I read that he may be a fraud.

Furthermore, I learned that he may not practice what he preaches and that’s a big deal to me. If I’m going to learn from someone, I want to make sure they have achieved the results I am looking for; otherwise, I’ll go find someone who has.

That’s when I decided to do my own research. Here’s what I learned…

read more

Digit Review: The Easiest Way to Save Money Ever

Sure, you can set an automatic transfer from your checking to your savings each month, but with that you still have to set the transfer amount.

With Digit, you don’t even have to do that.

It’s an intelligent service that not only saves your money automatically, but it determines how much to save by how much you can afford. You literally just link your account and forget about it. Digit does all the work for you.

I had a few questions, so I set up an interview with the founder of Digit. Here’s what I figured out and how you can use Digit for automatic savings…

read more

What is an Online (Robo) Financial Advisor? [Infographic]

Have you ever heard the term “robo advisor”?

A robo advisor is a new way of automating investing. Index funds and ETFs are becoming more and more popular, so people are starting to turn to these robo advisors that invest in them automatically.

As if index funds weren’t easy enough, robo advisors can take the guesswork out of it by choosing funds based on a specific criteria.

Not only that, but the average annual fee for a robo advisor is generally around 0.003%. Pretty low, right?

Check out this infographic to learn more about these robo advisors…

read more

Recent Productivity

How Much Time Does it Take You to _________?

Time is like money – if you don’t tell it where to go, you won’t know where it went until it’s gone. And sometimes you won’t even know where it went after it’s gone.

In order for you to really maximize your hours everyday, you’ve got to know where your time goes, especially with the things you do day in and day out.

So before you start planning every minute and scheduling time for the most important things, you’ll need to figure out where your time is going right now. Start by asking yourself these questions…

read more

The Top 10 Best Productivity Podcasts in 2015

“There are few uses for a smart phone that are more productive than listening to a good podcast.” -Abraham Lincoln

If you’re into podcasts, you know there are thousands to choose from.

It can be overwhelming to find the best ones. And how do know which podcasts are the best? Reviews? Ratings? Recommendations?

I’ve been listening to podcasts for years and I’ve listened to the good and the bad.

I could put together a list of the top 100, but I’ll save your time. Why subscribe to hundreds of podcasts when there are plenty of old episodes to go through?

Even if you just listen to few, you’ll be busy browsing the archives for months if not years. So here are the top 10 best podcasts on productivity for 2015…

read more

How to Have the Most Productive Road Trip Ever

When my wife and I first figured out we would be making the 20+ hour drive from the mid-west to the Amish country of Lancaster County, we decided that this was going to be our most productive road trip ever.

We knew that the more things we could do along the way, the more productive the trip would be and the easier it would be for us to make the drive, especially the trek that seems like a million miles across Tennessee and Virginia.

I’m writing this article right now as my wife is driving us down the road and helping me brainstorm ideas for new articles…

read more

5 Easy Strategies to Gradually Adopt Healthy Eating Habits

A couple weeks ago I wrote about the most important element of your productivity.

I talked about how energy is the foundation of your productivity. Without energy, you’re not going to do much at all.

Exercise is a big part of that. But a bigger piece of the energy puzzle is your diet.

How are your eating habits? Do they promote energy or diminish it?

If you want to adopt a healthier lifestyle and start eating better, I’ve got good news! It doesn’t have to be difficult and torturous. It’s actually quite simple. If you take it slowly.

Here are 5 ways to gradually adopt healthy eating habits over time…

read more

The Ultimate Productivity List: 75 Books to Boost Your Productivity

I just released the top 75 books on personal finance and it was insanely popular.

Now it’s time for the “best of the best” productivity list. Yes, that’s a total of 150 books I’m recommending. I hope your to-read list is growing! I’m here to help with that.

I’ve been reading on productivity for years. Just like with personal finance, I’ve read some amazing books and some…not so amazing books.

I’ve decided to leave the not-so-amazing books out off the list. You’re welcome.

These books are not just the best books I have ever read on productivity; they are books that have changed my outlook (for the better) and helped me to achieve things I never would have believed I could do. Prepare to seriously become more productive…

read more

The Most Important (And Most Forgotten) Part of Your Productivity

I’ve read articles, books, guides…pretty much anything you can think of, but I’ve noticed there’s something that gets skipped over a lot.

This is probably the most important part of productivity, yet it’s usually mentioned in a sentence or two and then forgotten.

What is this mysterious piece of the puzzle? I’m glad you asked, let me tell you…

read more

How Ten Feet Helped Me Read 5 More Books Last Month

Do you have “your” chair? Your favorite spot?

A recliner, a rocking chair…the porcelain throne…

I realized that I was spending hours each month sitting in my favorite chair and using my time doing practically nothing.

So what did I do? I literally just moved the current book I was reading from the end table across the room to the shelf right beside my favorite chair.

The results? I read 5 more books last month than I planned to.

I realized that reaching reading goals has a lot to do with your environment and you have control over that.

Here’s how you can read more books by controlling your environment…

read more

How to Clear Your To-Do List Today (Without Overwhelming Yourself)

Let me guess.  You have a to-do list and you add to it everyday.

You promptly go through each item and check it off, one after one.

By the end of the day, your list is completely empty and awaiting whatever tasks tomorrow holds.

Not so much?

Since you’re here, reading this article, I assume that it doesn’t go so smoothly. It doesn’t go so smoothly for me either.

You are constantly adding to your list and occasionally checking something off.

Enough is enough. When your to-do list is so full that you forget about things at the bottom, it’s time to change something.

Here’s how to completely clear your to-list today and start getting stuff done, without overwhelming yourself…

read more
Top 80 Money Management Blogs & Websites
PaladinRegistry
Make the right choice when you select a financial advisor!
Paladin has been matching investors with pre-screened, 5-Star rated financial advisors since 2003.
It’s free, fast, and easy.

About Me

Kalen Bruce

My name is Kalen Bruce.

I write short, simple articles on money and productivity.

I live a debt-free life with my wife and 4 children.

More about me.

The Blog

How to Actually Get Your Student Loans Forgiven

How to Actually Get Your Student Loans Forgiven

Student loan forgiveness has been a hot headline over the last year. The ever increasing mass of student loan debt continues to weigh on the hearts and minds of our college graduates. Today, 7 in 10 college seniors are graduating with student loan debt! While student loans are a necessary tool for some students, they should be used carefully by borrowers.

You may have seen the late night television ads preaching the benefits of student loan forgiveness. Despite what these television ads say, not everyone is eligible for student loan forgiveness. These ads are often being run by unethical telemarketers looking to take advantage of uneducated student loan borrowers. To qualify for student loan forgiveness you must meet certain eligibility requirements for federal programs. Don’t find yourself victim to a student loan forgiveness scams.

The following U.S. Department of Education programs can actually forgive your student loan debt:

read more
10 Financial Lessons Warren Buffett Can Teach Us [Infographic]

10 Financial Lessons Warren Buffett Can Teach Us [Infographic]

Warren Buffett is constantly in competition for the richest person in the world #1 spot.

And he is self made. That’s probably my favorite thing about him. He made his money through investing just like almost everyone else.

The difference is that he is really good at it. Which is why Berkshire Hathaway usually maintains about a 19% annual return. If you don’t own any shares, you should consider it, but you’ll probably want to go for their BRK-B stock since BRK-A trades for well over $200,000/share.

Before we check out the 10 lessons in the graphic, there are a few things that stand out…

read more
First Time Abatement: A Helping Hand When Dealing With the IRS

First Time Abatement: A Helping Hand When Dealing With the IRS

Tax day is coming up on April 15. While taxes are stressful for everyone, they can be especially stressful for anyone dealing with penalties resulting from self-reporting errors. If this is your first time facing a penalty from the IRS, you may be eligible for a first time abatement, which could significantly decrease the amount you have to pay in penalties.

read more
How Much Time Does it Take You to _________?

How Much Time Does it Take You to _________?

Time is like money – if you don’t tell it where to go, you won’t know where it went until it’s gone. And sometimes you won’t even know where it went after it’s gone.

In order for you to really maximize your hours everyday, you’ve got to know where your time goes, especially with the things you do day in and day out.

So before you start planning every minute and scheduling time for the most important things, you’ll need to figure out where your time is going right now. Start by asking yourself these questions…

read more
Page 1 of 4112345...102030...Last »
Free Books

Get Four Free Books!

Subscribe today and get my two books + two more!

Here's what you get:

1. Financial Freedom on a Full Schedule

2. The Complete Guide to Your Most Productive Morning Ever

3. Think and Grow Rich by Napoleon Hill

4. The Science of Getting Rich by Wallace Wattles

You'll also get email updates twice per week and occasional insider deals and secret money tips.  If I find something awesome, you'll be the first to know.

 

Thank You! Look for your confirmation email!

Pin It on Pinterest