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Read the Blog:

24 Stupidest Things the U.S. Government Spends Money On

Americans waste a lot of money, but are we just following in our government’s footsteps?

Either way, we definitely shouldn’t be looking to them for advice. They waste money. A lot of money.

Since we don’t directly control how our government spends money, why not make fun of it? We laugh to keep from crying, right?

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Should You Be Renting or Owning?

Housing is one of the biggest expenses in anyone’s budget. Whether you have a mortgage or rent, there is a good chance that at least 30 percent of your income is going to housing each month. Because housing is such a big expenditure each month, those interested in buying a home or renting should really consider their finances and motives for wanting to do either.

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20 Productivity Apps to Keep You Organized [Infographic]

When it comes to business-based apps for your phone or computer, productivity apps rule the roost.

In fact, there are so many out there that it can be unproductive to spend hours trying to find the best one(s).

But don’t you worry! Here are 20 of the top productivity apps in one quick graphic…

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Attention Financial App Users: Advice for Keeping Your Phone Safe

If you’re like me, you complete just about every task with the help of your smartphone. From checking your email accounts to downloading apps to help you maintain your budget, your whole life is on your phone.

While modern technology is certainly a convenience, we really do have to be careful about the potential threats that are out there. Identity theft is serious business and, according to the Federal Trade Commission, identity theft was at the top of the list for consumer complaints this year.

For that reason, it is important for us to take extra precautions to protect our personal information. Below are a few things I’ve done to safeguard my smartphone.

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4 Ways to Fund Your New Business

If you’ve ever thought seriously about starting your own business then you should also have given some thought to the issue of how to find the funding that will help turn your ideas into reality.

These matters are, of course, key considerations in the context of starting up a new business of any kind. After all, without cash, even the best business ideas are destined to remain unfulfilled and forever on the drawing board.

There’s no denying that funding new businesses can be challenging but it is important to note that there are more ways than ever for start-up operators and entrepreneurs to access the financing they need at different stages of development.

Here’s a look at FOUR of the best:

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Use These 3 Steps to Conquer Your Fear of Rejection

Rejected!

That’s never a word you want to hear. You try as hard as possible, do your absolute best and then…rejected!

Nobody likes being wrong and rejections makes us feel like we’re wrong, even if we aren’t.

You’re not the problem, but your view of rejection may be.

Rejection isn’t a bad thing. It can actually be a great thing, if you learn to harness the power of it.

Let’s start by looking at what we’re actually afraid of…

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How to Become a Better Writer and Get Paid (With Hundreds of Resources)

How do you become a better writer? You write. There’s no shortcut. You write as much as possible – everyday is best. You write when you don’t feel like it and when do feel like it. Make friends with other writers so you can share your work and get feedback. Writing comes with practice like most things that are worth doing.

The ultimate goal, especially with a blog, is to write how you speak. That’s much easier said than done. You’ve got to write all the time to find your voice in the words. You can even try a speaking program like Dragon NaturallySpeaking Home that will actually type the words as you speak them. Some people prefer to write like this, but the end goal is to be able to write exactly how you speak whether you have a speak-to-write program or not.

Here’s how to become a better writer and actually get paid…

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How Foreign Exchange Stock Brokers Are Regulated

One of the most important considerations when choosing a forex (foreign exchange) broker to trade with is whether it is regulated or not; if it is under regulation, by which agency? The main job of financial regulating agencies is to make sure that financial institutions deal with the public in an honest and transparent manner. This includes the protection of the rights of retail forex traders.

For one, regulatory agencies review the books of brokers regularly to make sure that they maintain the required minimum capitalization. In case financial problems are found or legitimate customer complaints are verified, the authorities will intervene to stop fraudulent operations and help clients recover their funds.

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If You Want Freedom, Limit Yourself

What’s the point of productivity apps, to-do lists and organizational methods?

Why does an article about “10 quick productivity hacks” catch your attention so easily?

The answer is simple: freedom.

We’re all looking for more time and ways to work “smarter, not harder”…and we should be. But you may be missing the first step.

What’s the first step?

Well, if you want more freedom in your life, first you must limit yourself…

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Here’s Why Compound Interest is So Powerful

Compound interest. The 8th wonder of the world.​

Do you know the power of compound interest in its entirety?

It’s the greatest thing in the world…when it’s working for you.

When it’s working against you, it can be one of the most devastating things in the world. A catastrophe, really.

I’m just going to take a minute or two to show you the amazing power of compound interest. Then I’ll let you decide if you would rather it work for you or against you.

Here it is. Compound interest. The good and the bad…

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Kalen Bruce

My name is Kalen and I write short, simple articles on money and productivity. I’m a finance nerd and a productivity junkie. I’ve been told I defy millennial laws by being happily married, having four children and no debt. I’m not normal and that’s good! I figured out that successful people are different. If you’re ready to be different, you can start learning how to master your finances and maximize your productivity here.

More about me.

 

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