There’s no debating the fact that being self-employed offers quite a few benefits you just don’t get with a conventional job.
You don’t have that pesky boss looking over your shoulder all the time, you get to make your own decisions about the direction of the business, and if you work from home you don’t even have a commute.
Of course, there are always negatives to balance things out, and with self-employment getting a mortgage is often one of them.
However, just because you’re self-employed doesn’t mean you’ll never be able to get a mortgage.
It just means the rules are a little different…
As of 2012, the average amount of student debt accrued by graduating students reached nearly thirty-thousand dollars.
For these graduating students, debt is a fact of life that they’ll be dealing with for around a decade after leaving their old alma mater.
Student debt can be prohibitive for many students, and the snowballing interest of forbearance makes it a highly unappealing option.
However, there are ways to brace yourself, or avoid payment entirely, by planning ahead when it comes to how to manage student debt before it becomes a problem.
Here are three strategies to consider when a future of student loan payments is just around the corner…
The Real Estate sector may have suffered greatly due to recession.
But that’s all in the past.
Now that the economy is stable, many are now looking forward to investing in a new home.
This is why now is the time to consider working for the real estate and construction industry.
Not an engineer or architect? No worries!
You can still make money in this market by setting up your home inspection business. Want to know how to do this? Read the steps below…
When you hear about the financial aspects of the military, you won’t get far without hearing the word “benefits”.
As we all know, the benefits range from pride in serving your country all the way down to your food allowance (BAS).
Why do we hear so much about the benefits?
Because the base pay isn’t that impressive, but once you add in the benefits, military pay doesn’t look too shabby.
The benefits go outside the realm of health insurance and allowances.
Let’s look at some benefits that the military has to offer that aren’t mentioned quite as often…
Welcome to the best in finances & productivity for August, 2014.
I have been reading daily.
These are truly the best articles I have found on finances and productivity.
Enjoy the list and be sure to check out the rest of the articles on these blogs.
If it’s on the list, it’s a blog worth reading.
After you read through those, be sure to check out the blogs I nominated for the Liebster Award, as well as my answers to the questions I was asked.
Without further ado, here’s the list…
You’ve watched people dump ice cold water on their heads.
You may have accepted the challenge yourself.
If you’re like me, every time you saw yourself tagged in a post on Facebook, you thought you were getting called out to take the challenge.
One of those times I was right.
I just took the challenge, but I didn’t donate to ALS. I’ll tell you what I did and why in a moment.
First, here is what you need to know about ALS and the ice bucket challenge…
Looking for a mortgage?
One piece of advice you have surely gotten is an old standard:
shop around to find the best rate.
But going from bank to bank isn’t necessarily the optimal way of landing a winning deal on a mortgage.
Going to a mortgage broker is, in a way, like seeking the help of a wise and experienced guide.
Type “Why Co-Signing” into Google and you will quickly see the suggested searches start with things like:
“Why co-signing is bad”
“Why co-signing is a bad idea”
Have you ever co-signed for someone before?
Or have you ever had someone co-sign for you?
Let’s see why it’s so bad and what you can do instead of co-signing for a friend or family member…
Do you know the total credit card debt of the United States population?
793.1 billion dollars.
Now you know. And now you have a sick feeling in your stomach. At least, I do.
Does that mean credit cards are evil? Nope.
It just means people are
That’s the problem. Here’s how to fix it…
Do you invest in mutual funds?
They are a great way to diversify your money across a spectrum of companies and industries.
But what kind of funds should you be investing in?
There are actively managed funds and passively managed funds.
Which one is better?
The bottom line is this:
Which type of fund will earn you a greater return on your investment?
Let’s take a look…