Short · Sweet · Simple

Quick entertaining articles on money and productivity
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How to Haggle in the Modern World [Infographic]

How to Haggle in the Modern World [Infographic]

Among all the sophisticated approaches and techniques you can take to extend the reach of your income these days, there is one ancient, tried-and-tested method that tends to be overlooked: haggling.
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The Power of “Two Days in a Row”

The Power of “Two Days in a Row”

I'm going to share a simple philosophy with you today. But the impact it will have on your life is HUGE, if you apply it. Take two minutes to read about it and start applying it right now.

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My name is Kalen and I write short, simple articles on money and productivity. I’m a finance nerd and a productivity junkie. I’ve been told I defy millennial laws by being happily married, having four children and no debt. If you’re ready to take control of your money, become insanely productive and create positive habits, you’re in the right place.

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Understanding Life Series

Consumerism has turned into an addiction.

As a society, we are addicted to consumption. We consume products, food, things…at an alarming rate.

I’m starting this “Understanding Series” with consumerism for a reason. I’m going to go in-depth with every area of your finances throughout this series, but it all starts right here.

Understand Consumerism
You’ve heard both extremes: “debt is a tool” and “debt is pure evil”.

I’m not that extreme, but I do lean towards the second option.

Debt can be used for leverage, but I’m going to make an argument for eliminating it and living with out. I’ll show you how to do that.

Understand Debt
Retirement is always an interesting topic.

It may be so far in the future that you haven’t really thought about it, it could be closer than you care to admit, or you could technically be retired right now.

It doesn’t matter how old or young you are. The fact is, you need to start thinking about retirement now. Today.

Understand Retirement
There are many questions surrounding mortgages.

To rent or to buy? Should you pay off you mortgage early or invest the money?

What if you could make both work for a superior option? Maybe you can.

Understand Mortgages
Let’s get this out of the way: it’s only called life insurance to make you feel better. It’s death insurance, folks.

Now that we understand what it’s actually for, what exactly does it do?

And who needs life insurance anyways? Just employees? Stay-at-home spouses? Children?

Understand Life Insurance
There are around 1,000,000 bankruptcies every year in the US.

Obviously, it’s a problem. A problem that can be avoided, but if you’re past the avoiding stage, it may be your best option.

Let’s dive in and discuss the different types of bankruptcy, when to file, when not to file, and the effects of filing.

Understand Bankruptcy

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